MERCHANT ACCOUNT AND SHOPPING CART COMBINED
PayPal is easy and inexpensive to set up. Transaction fees are low and generally work out to be equal or lower than a true merchant account if you have a low volume of sales (under $10,000/month). The drawbacks are that PayPal has less flexibility in the design and functionality of their shopping cart.
FREE OR LOW COST SHOPPING CART
Mal's e-commerce is a remotely-hosted shopping cart solution that integrates with all of the major payment gateways like Authorize.net. Mal's allows you to have realtime credit card processing, realtime shipping calculations, and other robust features without the cost or hassle of a full shopping cart application running on your server.
LOW COST MERCHANT ACCOUNT
How ProPay Works: Enter your customer's credit card information using ProPay's website or a touch-tone phone.
To process a credit card, you will need to collect your customers:
Credit Card Number
Card Expiration Date
Once you enter this information, ProPay will give you an immediate authorization or decline so you know if the payment is valid.
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